Bank finance documents, prepared from Sector-28, Dwarka.
Kumar Keshav & Co. is a Chartered Accountants firm at Plot No. 120, Sector-28, Dwarka, New Delhi. When a business seeks a working-capital limit or a term loan, the bank asks for CMA data and, for a new project, a project report. The firm prepares both — past and projected financials, fund-flow and ratio analysis, working-capital assessment and viability — in the format banks expect, with assumptions the promoter can stand behind.
Bank-format ready
CMA statements laid out the way appraising banks and NBFCs expect to receive them.
Defensible projections
Turnover and margins built on the business's actual history and pipeline — not inflated to fit the ask.
Ratios that pass
Current ratio, DSCR and leverage worked through so the proposal reads as bankable.
CMA & project finance for Dwarka businesses — with documents required.
Open any item below to see what it involves and what is generally needed to begin.
01CMA Data Preparation
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What is this
Preparation of Credit Monitoring Arrangement data for working-capital and term-loan proposals — audited and projected balance sheets and profit statements, fund-flow, comparative operating statements, ratio analysis and the maximum permissible bank finance (MPBF) working.
Documents generally required
- Last two to three years' financial statements
- Latest provisional / interim figures
- Details of existing loans, limits and repayment terms
- Proposed facility amount and purpose
- GST / sales data supporting projected turnover
02Project Report / DPR
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What is this
A detailed project report for a new unit, expansion, term loan or government-scheme application — covering the business model, cost of the project, means of finance, projected financials, break-even and viability ratios such as DSCR.
Documents generally required
- Details of the project, capacity and location
- Quotations / cost estimates for plant, machinery and premises
- Proposed funding mix (promoter contribution and loan)
- Promoter background and any existing business financials
- Scheme guidelines, where applying under a subsidy scheme
03Financial Projections & Ratio Analysis
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What is this
Standalone financial projections and ratio analysis for tenders, investors, internal planning or renewal of existing limits — projected profit & loss, balance sheet and cash flow with the key ratios lenders and counterparties look for.
Documents generally required
- Historical financial statements
- Assumptions on growth, margins and working-capital cycle
- Details of planned capital expenditure, if any
- Purpose for which the projections are required
04Renewal & Enhancement Support
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What is this
Support for renewal or enhancement of existing bank facilities — updated CMA data, actual-versus-projected comparison, and the schedules banks request at review — so the renewal moves without last-minute gaps.
Documents generally required
- Existing sanction letters and facility details
- Latest audited and provisional financials
- Stock and debtor statements, where applicable
- Any changes in the business since the last sanction
Serving Dwarka and the neighbourhoods around it.
The office is in Sector-28, Dwarka, and the firm regularly works with businesses in and around: Dwarka (all sectors), Janakpuri, Uttam Nagar, Vikaspuri, Palam, Najafgarh, Dabri, and the wider West and South-West Delhi — as well as clients across Delhi NCR and the rest of India through digital working.
CMA data & project reports in Dwarka — frequently asked.
Q1Do you prepare CMA data and project reports in Dwarka?
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Yes. The firm is based at Plot No. 120, Sector-28, Dwarka, New Delhi – 110077 and prepares CMA data, project reports and financial projections for working-capital and term-loan proposals across Dwarka, West Delhi and Delhi NCR.
Q2What is CMA data?
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CMA (Credit Monitoring Arrangement) data is a structured set of statements — past and projected financials, fund-flow, ratio analysis and working-capital assessment — that banks require to appraise a loan or limit.
Q3Do you prepare project reports for bank loans?
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Yes. The firm prepares project reports (DPR) for term loans, new units, expansions and government-scheme applications, covering the business model, cost of project, means of finance, projected financials and viability ratios.
Q4What documents are needed?
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Typically the last two to three years' financial statements, latest provisional figures, details of existing loans, the proposed facility amount and purpose, and GST or sales data to support projected turnover.
Preparing a loan proposal?
Share the facility you are seeking and your latest financials in the enquiry form, and the firm will take it from there.